ADEKUNLE OLUWADAMILARE ONI

Credit Risk & Customer Service Professional

Lagos, NG.

About

Highly analytical and detail-oriented professional with 5+ years of experience spanning credit risk management, customer service, and administrative operations. Proven ability to optimize collections, enhance customer satisfaction, and streamline operational efficiencies, consistently achieving targets and improving key performance indicators. Adept at leveraging data analysis and multi-channel communication to mitigate financial risk and drive positive business outcomes.

Work

Renmoney Microfinance Bank

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Credit Risk & Collection AGENT

Lagos, Lagos State, Nigeria

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Summary

Spearheaded multi-channel communication and strategic negotiation to recover overdue payments and manage high-risk loan portfolios for Renmoney Microfinance Bank.

Highlights

Managed a diverse portfolio of loan accounts, proactively identifying overdue and high-risk customers to mitigate financial exposure.

Negotiated and structured tailored repayment plans and settlement options, optimizing recovery outcomes based on individual customer financial situations.

Engaged borrowers through professional multi-channel communication (calls, SMS, email) to facilitate overdue payment recovery while maintaining positive customer relations.

Maintained meticulous and up-to-date records of all customer interactions and payment activities, ensuring data integrity for compliance and strategic decision-making.

Palmpay Limited

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Credit Analyst & Collection AGENT

Lagos, Lagos State, Nigeria

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Summary

Conducted comprehensive creditworthiness analysis and managed collection activities, educating customers on financial discipline to reduce delinquencies for Palmpay Limited.

Highlights

Analyzed customer creditworthiness, repayment behavior, and transaction history to accurately assess risk and approve loan restructuring decisions.

Educated customers on Palmpay Credit terms, repayment schedules, and financial discipline, contributing to reduced repeat delinquencies and improved payment compliance.

Maintained accurate records of all collections activities, payment promises, and customer interactions within the CRM system.

Successfully recovered overdue payments by engaging borrowers across multiple channels, including calls, SMS, and email.

Kesington Adebutu Foundation (KAAF)

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CUSTOMER SERVICE REPRESENTATIVE

Ogun, Ogun State, Nigeria

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Summary

Managed high-volume customer inquiries, resolved complaints, and enhanced retention for Kesington Adebutu Foundation, consistently achieving high satisfaction and efficiency.

Highlights

Managed a high volume of 80-120 daily customer inquiries across phone, email, and chat, consistently achieving a 95% customer satisfaction rating.

Reduced repeat customer contacts by 30% by efficiently resolving complaints and issues within defined Service Level Agreements (SLAs).

Maintained 99% data accuracy while processing orders, returns, and critical account updates, ensuring seamless customer experience.

Enhanced customer retention by 20% through proactive problem-solving and personalized support, building strong client relationships.

Streamlined resolution processes by 25% through effective collaboration with internal teams on escalated customer issues.

Babcock University

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ADMINISTRATIVE ASSISTANT

Ogun, Ogun State, Nigeria

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Summary

Streamlined office operations, managed scheduling, and provided comprehensive administrative support to enhance productivity for Babcock University.

Highlights

Optimized workflow efficiency by 30% through comprehensive management of daily office operations and scheduling for a team of 5+ staff.

Produced accurate reports, correspondence, and records with 99% accuracy, ensuring timely delivery for critical administrative functions.

Reduced scheduling conflicts by 40% by meticulously coordinating meetings, travel arrangements, and calendars for senior management.

Improved document retrieval time by 35% by implementing and maintaining efficient filing systems and digital databases.

Boosted overall management productivity by 25% by providing proactive and comprehensive administrative support.

Education

Babcock University

Ogun, Ogun State, Nigeria
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Bachelor of Science Political Science

Languages

English

Certificates

Attract Online Customers

Jobberman

Digital skills

Jobberman

Certificate in International Relations

Alison

Middle Management Certificate

Alison

Intro to Alternative Dispute Resolution

Alison

Skills Training

Jobberman

Skills

Customer Support

Customer Support, Client Relationship Management, Customer Satisfaction.

Professional Communication

Professional Communication, Call Handling, Multi-channel Communication.

Complaint Resolution

Complaint Resolution, Problem-Solving, Issue Resolution.

Data Entry Accuracy

Order Processing, Data Entry Accuracy, Record Keeping.

Time Management

Time Management, Multitasking, Deadline Management.

Office Administration

Office Administration, Recording Management, Workflow Efficiency.

Scheduling & Coordination

Scheduling, Calendar Management, Meeting Coordination, Travel Coordination.

Report Preparation

Report Preparation, Documentation, Data Reporting.

Team Collaboration

Team Collaboration, Cross-Functional Support, Internal Communications.

Attention to Detail

Attention to Detail, Service Efficiency, Accuracy.

Credit Risk Management

Credit Risk Management, Loan Portfolio Management, Risk Assessment.

Collections

Collections, Overdue Payment Recovery, Repayment Negotiation.

Financial Analysis

Financial Analysis, Creditworthiness Analysis, Transaction History Analysis.

CRM Software

CRM Software, Database Management, Record Management.

Process Improvement

Process Improvement, Operational Efficiency, Workflow Optimization.

Leadership

Leadership, Team Leadership.

Policy Analysis

Policy Analysis, Administrative Processes, Governance.

Interests

Office Management & Administration

Office Management, Administration.

Process Improvement

Process Improvement, Efficiency.

Community Engagement

Community Engagement, Social Impact.

Research & Continuous Learning

Research, Continuous Learning, Professional Development.